{"id":784,"date":"2020-11-29T06:02:59","date_gmt":"2020-11-29T06:02:59","guid":{"rendered":"http:\/\/feellikelearning.com\/?p=784"},"modified":"2020-12-03T09:05:32","modified_gmt":"2020-12-03T09:05:32","slug":"cn-contribution-limit-for-retirement-accounts-in-2020","status":"publish","type":"post","link":"https:\/\/feellikelearning.com\/index.php\/2020\/11\/29\/cn-contribution-limit-for-retirement-accounts-in-2020\/","title":{"rendered":"2020\u9000\u4f11\u8d26\u6237\u5b58\u653e\u4e0a\u9650 | Contribution limit for retirement accounts in 2020"},"content":{"rendered":"\n<p>* \u4f5c\u8005\u4e0d\u662f\u4e13\u4e1aCPA, \u672c\u6587\u53ea\u662f\u5206\u4eab\u81ea\u5df1\u7814\u7a76\u5f97\u5230\u7684\u4fe1\u606f, \u8bf7\u81ea\u884c\u7814\u7a76\u67e5\u8bc1\u51c6\u786e\u6027. <\/p>\n\n\n\n<p>\u5feb\u5230\u5e74\u5e95, \u8bb0\u5f55\u4e00\u4e0b\u9000\u4f11\u8d26\u6237\u7684\u5b58\u653e\u4e0a\u9650\u4f9b\u65b9\u4fbf\u67e5\u627e, \u505a\u7a0e\u52a1\u89c4\u5212. \u9002\u7528\u4e0d\u523050\u5c81, \u800c\u6536\u5165\u8d85\u8fc7\u76f4\u63a5\u5b58Roth IRA\u7684\u4e2a\u4eba (\u5bb6\u5eadModified Adjusted Gross Income \u8d85\u8fc7$20, 6000)<\/p>\n\n\n\n<!--more-->\n\n\n\n<figure class=\"wp-block-table\"><table class=\"\"><tbody><tr><td><strong>\u8d26\u6237\u7c7b\u578b<\/strong><\/td><td><strong>\u4e0a\u9650<\/strong><\/td><td>\u6765\u6e90<\/td><\/tr><tr><td>401 K<\/td><td>19, 500<\/td><td><a href=\"https:\/\/www.irs.gov\/retirement-plans\/401k-plans-deferrals-and-matching-when-compensation-exceeds-the-annual-limit#:~:text=Compensation%20and%20contribution%20limits%20are,g)%20and%20414(v))\">IRS \u5b98\u7f51<\/a><\/td><\/tr><tr><td>Roth IRA (\u540e\u95e8)<\/td><td>6, 000<\/td><td><a href=\"https:\/\/www.irs.gov\/retirement-plans\/plan-participant-employee\/retirement-topics-ira-contribution-limits\">IRS \u5b98\u7f51<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5df2\u7ecf\u5728IRA\u91cc\u7684\u94b1convert\u5230Roth IRA\u662f\u6ca1\u6709\u4e0a\u9650\u7684, \u5f53\u7136\u5982\u679c\u662f\u7a0e\u524d\u7684\u94b1convert\u5f53\u5e74\u8981\u4ea4\u7a0e. \u65b0\u94b1\u53ea\u80fd\u5148\u653eIRA, \u518dconvert, \u6240\u4ee5\u5c31\u6709\u4e0a\u96506000. <\/p>\n\n\n\n<p>401 K \u516c\u53f8\u4ee3\u6263\u4e00\u822c\u90fd\u6ca1\u95ee\u9898, \u4e0d\u4f1a\u653e\u8d85\u8fc7, \u5728\u73b0\u516c\u53f8\u4eb2\u6d4b. \u4f46\u662f\u5982\u679c\u5e74\u4e2d\u6362\u8fc7\u5de5\u4f5c\u8981\u5c0f\u5fc3\u4e0d\u8981\u653e\u8d85\u8fc7\u4e0a\u965019500, \u56e0\u4e3a\u65b0\u516c\u53f8\u7684payroll\u53ef\u80fd\u5e76\u4e0d\u77e5\u9053\u4e4b\u524d\u5df2\u7ecf\u653e\u4e86\u591a\u5c11. <\/p>\n\n\n\n<p><strong>\u5982\u679c\u60f3\u653e\u6ee1, \u6bcf\u6b21paycheck\u8981\u5b58\u591a\u5c11?<\/strong><\/p>\n\n\n\n<p>\u5982\u679c\u60f3\u653e\u6ee1401k, \u7f8e\u5143contribution\u53ef\u4ee5\u752819500\u9664\u4ee5\u4e00\u5e74paycheck\u6570. \u4e00\u822c\u5728\u7f8e\u56fd\u7684\u516c\u53f8\u662f\u4e00\u6708pay 2\u6b21 (\u4e00\u5e7424\u6b21), \u6216\u80052\u5468pay\u4e00\u6b21(\u4e00\u5e7426\u6b21), \u90a3\u4e48cotirbution\u5982\u4e0b\u8868<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"\"><tbody><tr><td><strong>paycheck \u9891\u7387<\/strong><\/td><td><strong>Contribution\u91d1\u989d<\/strong><\/td><td><strong>\u6ce8\u91ca<\/strong><\/td><\/tr><tr><td>\u534a\u6708\u4e00\u6b21<\/td><td>$ 812.5<\/td><td>19500\/24<\/td><\/tr><tr><td>2\u5468\u4e00\u6b21<\/td><td>$ 750<\/td><td>19500\/26<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>* \u4f5c\u8005\u4e0d\u662f\u4e13\u4e1aCPA, \u672c\u6587\u53ea\u662f\u5206\u4eab\u81ea\u5df1\u7814\u7a76\u5f97\u5230\u7684\u4fe1\u606f, \u8bf7\u81ea\u884c\u7814\u7a76\u67e5\u8bc1\u51c6\u786e\u6027. \u5feb\u5230\u5e74\u5e95, \u8bb0\u5f55\u4e00\u4e0b\u9000\u4f11\u8d26\u6237\u7684\u5b58\u653e\u4e0a\u9650\u4f9b\u65b9\u4fbf\u67e5\u627e, \u505a\u7a0e\u52a1\u89c4\u5212. \u9002\u7528\u4e0d\u523050\u5c81, \u800c\u6536\u5165\u8d85\u8fc7\u76f4\u63a5\u5b58Roth IRA\u7684\u4e2a\u4eba (\u5bb6\u5eadModified Adjusted Gross Income \u8d85\u8fc7$20, 6000)<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2020\u9000\u4f11\u8d26\u6237\u5b58\u653e\u4e0a\u9650 | Contribution limit for retirement accounts in 2020 | Feel Like Learning<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/feellikelearning.com\/index.php\/2020\/11\/29\/cn-contribution-limit-for-retirement-accounts-in-2020\/?variant=zh-hant\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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